ReadyForZero is a platform that is used for managing personal debt. ReadyForZero has added credit score monitoring as part of a premium service offering. ReadyForZero subscribers will be able to track VantageScore 3 credit score and set up recurring payments to financial accounts online or through mobile devices automatically.
ReadyForZero uses a proprietary recommendation engine that takes the credit data into consideration when offering personalized recommendations.
ReadyForZero is used for monitoring any type of personal debt including student loans, credit cards, mortgages, and auto loans. It is possible to visualize how your payment behavior impacts your credit score over time as well. This service does not impact a customer’s score or creditworthiness.
ReadyForZero has also launched a new online Credit Score Resource Center to help people learn how credit scores work.
“Debt, from student loans to mortgages and credit cards, has become a permanent aspect of our modern lives,” stated ReadyForZero CEO Rod Ebrahimi. “We?ve created the most trusted and automated tools available for tackling debt and protecting credit.”
ReadyForZero is based in San Francisco and is backed by investors like Polaris Venture Partners and Citi Ventures. ReadyForZero has helped users pay down over $75 million in debt.