Achieve, a digital personal finance company, announced the appointment of veteran banking executive John Davis as chief credit officer. The move comes as the company continues to scale its operations and expand its efforts to provide consumers with personalized solutions for managing debt.
Davis brings more than 25 years of financial services experience to the role. He joins Achieve from Discover Financial Services, where he most recently served as chief credit officer. Over the course of his career, he has also held senior leadership positions at MBNA, JPMorgan Chase, Citigroup, and Bank of America.
In his new position, Davis will report to President of Lending Kyle Enright and oversee Achieve’s credit policy, modeling, and risk management frameworks. He will also manage relationships with the company’s partner bank and investors while helping expand the use of artificial intelligence to provide responsible access to loans for a broader range of consumers.
The appointment comes as Achieve continues to grow its suite of digital personal finance products, which include personal loans, home equity lines of credit, debt relief services, financial education resources, and mobile applications designed to help consumers improve their financial health.
Brad Stroh, co-founder and co-CEO of Achieve, said the company is bringing Davis on board during an important stage of its development as it looks to strengthen its market position and broaden its reach among consumers seeking debt management solutions.
Founded to help consumers improve their financial futures, Achieve combines proprietary data and analytics with personalized support to offer lending and debt management products. The company employs approximately 2,200 people across the United States, with operational hubs in Arizona, California, Florida, and Texas.
KEY QUOTES:
“John joins Achieve at a pivotal moment in our journey. His expertise is instrumental as we continue to innovate on our leadership position and expand our reach. The addition of John underscores our commitment to better serving American families on their financial journeys and growth for Achieve and our investors.”
Brad Stroh, Co-Founder and Co-CEO, Achieve
“American households have about $19 trillion in outstanding debt at a time when interest rates and inflation are making it harder for everyday people to make ends meet. This macroeconomic backdrop presents a unique opportunity for Achieve and its mission to help consumers better manage their debt and move forward on a sustainable financial path. I’m eager to apply my experience and strategic perspective to help address these challenges and accelerate the company’s continued growth and success.”
John Davis, Chief Credit Officer, Achieve
“John brings a wealth of institutional experience that fits perfectly with where Achieve is headed as an organization. Having leaders who have managed credit and operations at this scale allows us to be even more precise in how we serve our members. His perspective will be a major asset as we continue to grow and refine our lending strategies.”
Kyle Enright, President of Lending, Achieve
