ACI Worldwide, a leader in payments technology, has announced the acquisition of Payment Components, a European fintech company recognized for its AI-driven financial messaging and Open Banking solutions. The acquisition aims to enhance the capabilities of ACI Connetic, the company’s unified, cloud-native payments platform that integrates account-to-account (A2A) payments, card processing, and AI-based fraud prevention within a modular architecture.
Founded in 2014 in Greece, Payment Components provides software for A2A payments, API management, and financial messaging, enabling faster transaction orchestration and simplified payment workflows. Its technology supports a wide range of financial message types and promotes faster integration of local payment schemes. The company currently serves 65 banks and financial institutions across 25 countries, utilizing generative AI to enhance the agility and intelligence of its payment operations.
Through this acquisition, ACI Worldwide will fully integrate Payment Components’ technology, intellectual property, and team. The collaboration between ACI’s developers and Payment Components’ engineers will focus on embedding advanced financial messaging and orchestration capabilities directly into ACI Connetic. This move is expected to accelerate ACI’s product roadmap and expand its global presence in intelligent payments orchestration.
Although the financial terms were not disclosed, ACI stated that the acquisition is not expected to have a material financial impact. However, it marks an important strategic milestone as ACI continues investing in AI-driven innovation to streamline payments infrastructure for banks and financial institutions worldwide.
KEY QUOTES:
“ACI’s acquisition of Payment Components will further strengthen the capabilities of ACI Connetic, defining a new standard for how banks drive payment transformation and compete in the digital economy. Beyond the cutting-edge technology, we are also impressed by the talent of the Payment Component’s team, whose dedication to innovation aligns with our vision to shape the future of payments.”
Thomas Warsop, CEO and President, ACI Worldwide
“Joining ACI is an exciting milestone for the Payment Components team and reinforces the credibility we’ve built to empower financial institutions to adopt modern and reliable payment technologies seamlessly. We are proud to be part of the ACI family, where our complementary expertise will reinforce ACI’s global leadership in powering the world’s payments ecosystem.”
Sotiris Nossis, CEO and Founder, Payment Components
