Alacriti: Growth Investment Raised To Expand AI-Driven Payments And Money Movement Platform

By Amit Chowdhry • Yesterday at 7:18 AM

Alacriti, a payments-focused fintech company, announced a strategic growth equity investment led by Sageview Capital, with participation from BMO Capital Partners and Curql Fund. The funding will support the company’s expansion across payments modernization, fraud prevention, AI-driven intelligence, and digital money solutions.

Alacriti provides payment infrastructure technology that enables financial institutions and businesses to move money across multiple payment rails, including ACH, Wire, the RTP network, FedNow Service, Zelle, and Visa Direct. The company said the new capital will help expand its Orbipay Platform by adding AI-driven intelligence, fraud-prevention capabilities, and programmable money solutions such as stablecoins and tokenized deposits.

The company said it has experienced significant growth, now serving about 14% of the top 100 U.S. financial institutions and nearly a quarter of all U.S. credit unions with more than $1 billion in assets. Alacriti’s Orbipay Platform processes over 96 million transactions annually, representing more than $233 billion in payment volume. The company also said its platform accounted for approximately 7% of all U.S. instant payments volume across the RTP network and FedNow Service as of the fourth quarter of 2025.

Support: The investment was advised by Atlas Technology Group as financial advisor and Morgan Lewis as legal counsel.

KEY QUOTES:

“This investment accelerates our mission to drive innovation, scale, and customer impact. Our 98% customer retention rate, along with clients expanding into new products across our platform, demonstrates the deep trust they place in us as they modernize their payments infrastructure. We’ve built a profitable foundation, and this investment lets us move faster to expand our leadership in real-time, unified, intelligent money movement.”

Manish Gurukula, CEO, Alacriti

“Alacriti is exceptionally well positioned at the center of payments modernization, real-time money movement, and fraud prevention. The Alacriti team has demonstrated sustained execution and a clear vision for where payments are headed, and we look forward to supporting the company as it scales into its next phase of growth.”

Sasank Chary, Partner, Sageview Capital

“Unifying payment rails sounds straightforward until you’re operating at enterprise scale; we’ve invested in Alacriti because of the company’s ability to solve the unification problem. Their platform addresses one of the most critical challenges facing financial institutions today—how to deliver a seamless, efficient multi-rail payments experience.”

Rendhir Chandran, Managing Director, BMO Capital Partners

“Credit unions exist to help members store, borrow, and move money quickly and safely. Many credit unions have built strength in the first two; Alacriti gives the infrastructure to lead in the third. Allowing the technology to dictate the most efficient payment rail is the key to quicker, cheaper, and safer money movement, which is where credit unions will receive the most benefit from partnering with Alacriti. That’s why we invested, and why we’re excited to scale Alacriti’s platform across our collective of 160+ credit unions.”

Nick Evens, President And CEO, Curql