Alto And Canopy Launch Native IRA Funding Integration For Private Market Investing

Alto and Canopy launched a native integration designed to make it easier for investors to fund private market investments using individual retirement accounts.

The integration embeds Alto’s IRA funding infrastructure directly into Canopy’s investor onboarding platform.

Canopy provides technology used by venture capital managers and private market issuers to operate special purpose vehicles and manage investor workflows.

The companies initially partnered in December 2025.

Under the expanded integration, IRA and custodian information can flow directly from Alto into Canopy following a single investor authorization.

The system can automatically populate subscription documents and streamline custodial approvals and funding.

The integration also synchronizes information across capital calls, investment increases, distributions, cancellations, and refunds.

Alto and Canopy said the product is intended to make IRA-funded private market investing more similar to funding an investment using cash.

U.S. investors currently hold approximately $19.9 trillion in IRAs.

Alto said its investors average 3.2 investments each, while average investment size has increased 31.2% year over year.

KEY QUOTES:

“There’s an enormous pool of capital already sitting in IRAs, but the infrastructure hasn’t made it easy for issuers to access it. By integrating directly with Canopy, we’re changing that.”

Eric Satz, Founder and CEO of Alto

“Integrating Alto directly into our platform opens a long-term, tax-advantaged source of capital that has historically been more difficult to incorporate into private market fundraising.”

Jared Snow, CEO of Canopy