Capchase, a vendor financing platform for enterprise technology companies, announced more than $200 million in incremental funding to expand its embedded financing infrastructure globally and accelerate the rollout of AI-enabled lending features.
The funding, which includes a mix of debt warehouse facilities and equity backed by institutional investors, reflects growing demand for vendor financing solutions as enterprise technology buyers face tighter budgets and increased scrutiny around large upfront purchases.
Capchase said the financing market for enterprise technology vendors has traditionally been dominated by banks and legacy lenders that rely on manual underwriting processes and lengthy email-based workflows. The company replaces those processes with financing infrastructure embedded directly into sales platforms such as Salesforce, enabling 97% of lending applications to be reviewed and decisioned in under 30 seconds.
The company said its platform helps enterprise technology vendors close deals faster by allowing customers to finance hardware and software purchases without large upfront payments or delayed budget approvals.
Capchase also announced the launch of a new AI-native product called the Agentic Lending Coordinator. According to the company, the tool automatically collects quotes, purchase orders, emails, and related documents, converting them into executable loan packages while managing collaboration between vendors, partners, and buyers throughout the financing process.
The company said customers participating in the beta launch reduced an eight-hour financing workflow into a process completed in approximately 60 seconds through automation.
Capchase noted that it serves enterprise technology companies and channel partners including Barracuda, Verkada, Motive, Okta, Datarails, CDW, Netradyne, and Insight. The company added that demand is strongest in multi-party enterprise technology transactions where financing speed can directly influence deal outcomes.
Founded in 2020, Capchase is headquartered in New York and also has offices in San Francisco and Madrid. The company is backed by investors including QED, Invesco, Thomvest, and 01 Advisors.
KEY QUOTES:
“For a cybersecurity company like Barracuda, the ability to offer customers flexible subscription financing, with and through our partner ecosystem, without the delays of traditional lenders, directly translates to faster deal cycles and stronger customer relationships. Capchase has become a genuine competitive advantage for our channel.”
Geoff Waters, CRO, Barracuda Networks
“What we look for in a financing partner is straightforward: they need to move at the speed of the channel. Capchase does exactly that. Quotes turn into approvals in minutes, not days, and that velocity carries through to our sellers and our clients. That’s the standard partners should be held to in 2026.”
Rob Zack, Vice Chair, MicroAge
“We moved away from our previous financing provider when it became clear they couldn’t match the speed, technology, or certainty of funding that Capchase offers. What once required hours of forms, email chains, and back-and-forth with customers now happens in minutes directly within Salesforce. Financing used to be a friction point in our sales motion. With Capchase, it became a growth driver.”
Stephanie Southard, Head of Sales, Datarails
“Traditional financing lenders have capital but lack technology, speed, and scale. By becoming both the lender and the infrastructure for vendor financing, we’re making it a growth lever for sales teams, rather than a bottleneck.”
Miguel Fernandez, CEO & Co-Founder, Capchase
