Cerberus Capital Management, a global alternative investment firm, has completed its acquisition of BROCC Finance AB, a technology-driven Swedish banking group specializing in consumer finance across the Nordic region. The deal follows regulatory approval from the Swedish Financial Supervisory Authority and marks Cerberus’ latest strategic investment in European financial services.
BROCC operates a digitally integrated platform designed to enhance lending, risk management, and product operations, enabling faster decision-making and a more streamlined customer experience. The acquisition will allow BROCC to accelerate the growth of its core consumer finance business while entering the European market for non-performing loans (NPLs). The company plans to develop a specialized debt restructuring (SDR) business model designed to support consumers and small to medium-sized enterprises (SMEs) across the continent.
As part of its strategic roadmap, BROCC intends to acquire NPL portfolios and meet SDR-compliant prudential regulatory ratios by the end of 2025. Cerberus’ investment will provide the company with access to additional capital, operating expertise, and a global financial services network, strengthening its expansion into this adjacent segment.
BROCC’s next phase of growth will focus on building a best-in-class debt finance platform, combining advanced risk analytics and a data-driven infrastructure with its established presence in Sweden and Finland. The company aims to leverage these capabilities to offer innovative restructuring and financial solutions that enhance stability and value creation for both customers and institutional partners.
KEY QUOTES:
“This partnership is a continuation of Cerberus’ commitment to the European financial services sector. We see tremendous opportunity for BROCC, both in the continued growth of its consumer finance business and the expansion into NPL asset management. With BROCC’s strong platform and talented management team, the company is well-positioned to meet the needs of customers and banks across Europe.”
Charles Dunlap, Head of Global Financial Opportunities Advisory and Senior Managing Director at Cerberus
“We have found in Cerberus a partner that enables us to fully leverage the potential of our platform. We see significant opportunities in the market for non-performing loans and are building a best-in-class debt finance operation that empowers individuals and supports financial institutions. With our state-of-the-art data platform and deep expertise in risk analytics, we are well positioned to pivot to NPL management and restructuring across Europe, a natural and synergistic step that broadens our market reach and strengthens our long-term position, while we remain committed to our core consumer finance business in Sweden and Finland.”
Jonathan Klein Strandberg, CEO of BROCC
