Coinflow, a Chicago-based next-generation payment service provider (PSP), has secured $25 million in Series A funding to expand its instant, fraud-proof global payments and payouts platform. The round was led by Pantera Capital, with participation from CMT Digital, Coinbase Ventures, The Fintech Fund, Jump Capital, Reciprocal Ventures, and founders and operators from more than a dozen leading fintech and blockchain companies.
The funding will accelerate Coinflow’s vision of creating the world’s first unified global pay-in and payout infrastructure powered by stablecoins for instant settlement. By integrating blockchain technology with AI-driven fraud prevention, Coinflow offers businesses a seamless way to send and receive money across borders instantly—while eliminating chargeback and fraud risks that plague traditional systems.
Coinflow’s rapid momentum underscores the demand for modern payment solutions. Since its seed round in 2024, the company has achieved 23x revenue growth, reached a multi-billion-dollar annual transaction volume run rate, and expanded payment coverage to over 170 countries. Its clients span multiple industries, including fintech, marketplaces, payroll, remittance, gaming, and ecommerce, all seeking faster, safer, and more efficient payment experiences.
With its AI-driven infrastructure, Coinflow enables merchants to bypass the limitations of legacy networks, process transactions in real time, and benefit from fraud and chargeback indemnification. The system’s unique blockchain proof-of-delivery mechanism ensures transparency and security for every transaction—ushering in a new era of cross-border commerce.
The company’s Series A proceeds will be used to:
- Expand payout coverage to more than 100 countries, focusing on growth in Asia and Latin America.
- Advance payment orchestration technologies to increase transaction approval rates and drive merchant expansion.
- Strengthen payout liquidity and operational efficiency, enhancing Coinflow’s reliability and scalability.
- Grow its U.S. and EU teams to support accelerating customer demand and global partner integrations.
With the global cross-border payments market expected to surpass $320 trillion by 2032, Coinflow aims to establish itself as the default payment infrastructure for the digital economy—bringing speed, transparency, and trust to financial transactions worldwide.
KEY QUOTES:
“Payment systems are still stuck in a patchwork of local networks, riddled with delays, fraud, and unnecessary costs. Coinflow solves this by unifying global rails into one instant, secure settlement layer. Our Series A funding will enable us to scale that vision globally and cement our role as the world’s next-generation PSP.”
— Daniel Lev, Co-founder & CEO, Coinflow
“Coinflow is redefining the payments category by delivering something no other provider can: instant global payments and payouts without the fear of fraud or chargebacks. With the market for cross-border payments projected to exceed $320 trillion by 2032, the opportunity is massive. Coinflow is uniquely positioned to capture that growth and become the default payment infrastructure for the future.”
— Ryan Barney, Partner, Pantera Capital
Coinflow Raises $25 Million Series A to Build Global Instant Payment Infrastructure
Coinflow, a next-generation payment service provider (PSP) revolutionizing global payment infrastructure, announced it has closed a $25 million Series A funding round led by Pantera Capital, with participation from CMT Digital, Coinbase Ventures, The Fintech Fund, Jump Capital, Reciprocal Ventures, and founders and operators from over a dozen leading companies. The funding underscores Coinflow’s momentum as it scales its instant, stablecoin-powered global payment and payout platform.
The new capital will accelerate adoption of Coinflow’s unified global pay-in and payout infrastructure, which enables instant settlement via stablecoins, providing businesses with frictionless cross-border payments and chargeback and fraud indemnification. With Coinflow’s technology, merchants can send and receive funds instantly, eliminating the delays and costs associated with traditional payment networks.
Since its 2024 seed round, Coinflow has achieved 23x revenue growth, reached a multi-billion-dollar annual transaction volume run rate, and expanded payment coverage to over 170 countries. Businesses across multiple industries—including fintech, gaming, remittances, marketplaces, payroll, and e-commerce—use Coinflow’s platform to improve approval rates, reduce fraud risk, and accelerate cash flow.
The company’s approach represents a major leap forward in global financial infrastructure. By combining stablecoins, AI-driven fraud prevention, and blockchain proof-of-delivery within a single system, Coinflow allows enterprises to process and settle transactions instantly while avoiding the operational and financial burdens of chargebacks.
With the Series A funding, Coinflow plans to:
- Expand global payout coverage to more than 100 countries, adding new corridors across Asia and Latin America.
- Advance product orchestration to increase approval rates and accelerate merchant growth.
- Enhance payout liquidity while expanding into new jurisdictions to better support clients and partners.
- Scale its team across the U.S. and European Union to meet growing customer demand.
Coinflow’s growth positions it as a major contender in the $320 trillion cross-border payments market projected by 2032. Its infrastructure is designed to serve as the backbone for real-time, fraud-free, and cost-efficient payment movement at a global scale.
KEY QUOTES:
“Payment systems are still stuck in a patchwork of local networks, riddled with delays, fraud, and unnecessary costs. Coinflow solves this by unifying global rails into one instant, secure settlement layer. Our Series A funding will enable us to scale that vision globally and cement our role as the world’s next-generation PSP.”
— Daniel Lev, Co-founder and CEO, Coinflow
“Coinflow is redefining the payments category by delivering something no other provider can: instant global payments and payouts without the fear of fraud or chargebacks. With the market for cross-border payments projected to exceed $320 trillion by 2032, the opportunity is massive. Coinflow is uniquely positioned to capture that growth and become the default payment infrastructure for the future.”
— Ryan Barney, Partner, Pantera Capital
