Dechert has added Jon Ruiss as a partner in its global finance practice, expanding the law firm’s capabilities in warehouse lending, mortgage finance, and transactions involving residential and commercial real estate assets.
Based in New York, Ruiss advises banks, private credit companies, investment banks, and other financial institutions on the purchase, sale, and financing of mortgage loans. His practice covers residential, commercial, and multifamily mortgages, mezzanine loans, single-family rental properties, and other mortgage-related assets.
Ruiss also negotiates master repurchase agreements, term loan facilities, and syndicated financings. His experience representing both lenders and borrowers gives him insight into how warehouse facilities are structured and negotiated from both sides of a transaction.
Dechert expects the appointment to strengthen its residential mortgage, loan-on-loan, commercial real estate, mortgage servicing rights, and single-family rental warehouse lending practices. These areas are increasingly important to banks, alternative asset managers, and private credit firms seeking financing structures across multiple asset classes.
Before entering the legal profession, Ruiss worked as an auditor at a global public accounting firm and became a certified public accountant. He received his law degree from St. John’s University and his bachelor’s degree from Villanova University.
Ruiss is among more than 55 lateral partners who have joined Dechert during 2026. The additions support the firm’s effort to expand its practices in litigation, investment management, finance and restructuring, capital markets and securitization, and mergers and acquisitions.
Dechert’s global finance practice includes more than 200 lawyers. Its work spans asset-backed and commercial mortgage-backed securitizations, collateralized loan obligations, commercial real estate and fund finance, leveraged finance, direct lending, private credit, structured credit, derivatives, financial technology, and credit-risk transfers.
KEY QUOTES:
“We continue to build out our global finance platform around the asset classes our clients are most active in, and warehouse lending, mortgage servicing rights and SFR are squarely in that category. Jon’s experience adds real depth there and we’re excited to welcome him to the firm.”
Dave Forti, Co-Chair of Dechert
“Jon’s bank-side warehouse lending practice, paired with his meaningful borrower-side experience, gives our clients a lawyer who genuinely understands both perspectives on these transactions. Jon knows not only how a facility should be structured, but also how it gets negotiated from either chair. This knowledge, combined with his understanding of residential, commercial, loan-on-loan and SFR warehouse facilities, makes him an immediate fit with our existing teams.”
John Timperio, Chair of Dechert’s Global Finance and Real Estate Practice
“Dechert’s global finance team has a unique reputation for sophisticated, cross-asset-class work, and I’m looking forward to contributing to that practice while continuing to serve my existing clients.”
Jon Ruiss, Partner at Dechert

