Directed Capital Resources, a national private credit and opportunistic real estate finance firm, has successfully closed its eleventh flagship fund, securing $90 million in equity commitments. Additionally, the firm obtained over $265 million in credit capacity from its banking partners, allowing it to pursue more than $600 million in commercial mortgage loan acquisitions and originations nationwide. Since its inception, Directed Capital has acquired and originated over $2.3 billion in assets.
The firm’s credit capacity includes $215 million from banks like First Horizon Bank, Banc of California, Valley National Bank, and Centennial Bank, with an additional facility expected to close in July. This highlights the confidence lenders have in Directed Capital across various market cycles.
Directed Capital’s latest fund, DCR X, has already acquired and originated over $700 million in commercial mortgage assets, while DCR XI has achieved more than $200 million to date. The current market offers strong opportunities, particularly for firms that specialize in acquiring performing and sub-performing commercial mortgage loans backed by cash-flowing real estate, typically ranging from $1 million to $25 million.
Since 2001, Directed Capital has earned a reputation for disciplined underwriting and creative asset resolution strategies. As it approaches its 25th anniversary in 2026, its relationships with investors and lenders remain a key strength. A recent investor letter highlighted that regulatory shifts are encouraging banks to offload distressed loans, creating an environment conducive to Directed Capital’s acquisitions.
With teams based in St. Petersburg, San Diego, and Boston, Directed Capital manages all aspects of loan acquisition, servicing, accounting, and resolution internally.
KEY QUOTES:
“Directed Capital takes great pride in providing solutions where traditional lenders cannot. We are focused on supporting small business owners while delivering exceptional, risk-adjusted returns for our investors.”
“DCR XI continues to actively pursue commercial mortgage acquisitions. The firm’s investment and servicing functions are performed entirely in-house, with resolution strategies ranging from refinance and loan restructuring to foreclosure and asset repositioning. “We continue to see significant opportunity in the private credit markets, particularly as banks reassess their non-core exposures. Our platform is built to be opportunistic and act decisively which are qualities that matter in this environment.”
Chris Moench, CEO of Directed Capital
