Edward Jones announced that it has reached significant milestones in advancing its banking strategy to provide clients with more comprehensive financial tools. The firm’s progress includes the nationwide rollout of its Edward Jones Everyday Solutions suite in partnership with U.S. Bank, along with continued steps toward establishing the proposed Edward Jones Bank.
The rollout of Everyday Solutions marks the culmination of a year of planning and phased market introduction. Clients across the United States can now access checking accounts and credit card offerings integrated directly with their Edward Jones investment accounts. The firm stated that these services are intended to help clients manage everyday financial decisions alongside long-term planning, providing an integrated experience that brings saving, spending, borrowing, and investing into a single view.
The firm explained that the checking accounts associated with Everyday Solutions include features such as mobile debit card management, overdraft protection, Zelle access, and tools designed for families, including Greenlight. The digital experience is accessible through Edward Jones Online Access, which consolidates financial information on a single platform. The credit card options include Triple Rewards, Business, and Flex Balance World Elite Mastercard products tailored for a wide range of client needs and offered without annual fees.
Edward Jones and U.S. Bank first announced their intent to expand integrated services in 2024. The firm referenced survey data showing strong demand for unified digital banking, with a significant majority of individuals preferring to consolidate their savings, spending, and borrowing for convenience.
Alongside this expansion, the firm continues to make progress toward launching the proposed Edward Jones Bank, a Utah-chartered industrial loan company that The Jones Financial Companies will indirectly own. The company submitted its bank application earlier in 2025 and has since completed key steps, including forming the prospective board of directors, hiring leadership roles, and completing regulatory field investigations.
If approved, the bank would operate independently and initially offer an enhanced Reserve Line of Credit. The product is currently available in 47 states and Washington, D.C. through Edward Jones SBL, LLC. By moving this offering under the proposed bank structure, Edward Jones expects to extend availability to clients in all 50 states and across all non-retirement account types.
Edward Jones stated that the combined progress on its banking strategy is intended to help financial advisors offer more comprehensive planning by integrating everyday finances with long-term financial goals. The firm emphasized that the approach is designed to support clients at varying stages of life and financial complexity.
KEY QUOTES:
“This milestone is an exciting step forward to providing clients with a truly integrated financial experience. Everyday Solutions offers clients a best-in-class mobile wallet, check deposit and bill pay system, along with seamless access to their Edward Jones investment accounts all in one place–something we know our clients value.”
David Chubak, Principal and Head of Wealth Management and Field Management at Edward Jones
“With the launch of this suite of solutions, our financial advisors are now better equipped to develop true comprehensive financial plans. By integrating banking into the broader planning conversation, we’re enabling advisors to address every facet of a client’s financial life – from day-to-day cash flow to long-term goals. This holistic approach gives all clients – from those just starting out to those with significant means, greater clarity, confidence, and control helping them make informed decisions and stay on track toward financial fulfillment.”
David Chubak, Principal and Head of Wealth Management and Field Management at Edward Jones
“By layering these capabilities into our existing banking offering, including our suite of banking solutions with U.S. Bank, we will be able to help our financial advisors focus on their client’s full financial picture. The progress on this new Bank application is a step forward in delivering a comprehensive banking approach for our clients and their families.”
Alison Carnie, Principal and Head of the Banking Business Unit at Edward Jones
