Serial fintech entrepreneur Bill Harris has launched Evergreen Wealth, a digital Registered Investment Advisor (RIA) with a focus on tax-aware investment management and AI-powered financial advice. The firm is built for affluent and high-net-worth clients seeking to build long-term wealth in an increasingly complex financial landscape.
Evergreen Wealth introduces its innovative “Dynamic Portfolios,” which prioritize maximizing net returns after taxes rather than just focusing on pre-tax performance, as many traditional financial advisors do. Unlike typical ETFs and mutual funds, which offer standardized products to all investors, Dynamic Portfolios comprise hundreds of individual securities.
This approach allows for hyper-personalization, ensuring that each portfolio aligns with the specific goals and tax situations of individual clients. High-income taxpayers, particularly those living in high-tax states, can benefit significantly from Evergreen Wealth’s strategies, which include direct indexing. These tax strategies can offset, reduce, defer, or even eliminate taxes on investments, potentially providing greater financial advantage than striving to outperform the market.
To enhance the client experience, Evergreen Wealth employs advisors who operate as fiduciaries. This means that they are legally bound to act in the best interests of their clients. Each advisor draws upon Evergreen Intelligence, the company’s extensive financial knowledge base combined with agentic AI tools, to deliver tailored financial advice. Clients have on-demand access to hyper-personalized insights through user-friendly desktop and mobile applications. Each client’s financial information is securely stored in a private data vault, ensuring that personal data remains protected from public AI models.
Clients of Evergreen Wealth can expect a dedicated advisor assigned to them, who is available through various channels such as email, chat, phone, or video conference. This personal touch ensures that clients can easily seek guidance and support whenever they need it. The proprietary AI advice engine, under Evergreen Intelligence, leverages a vetted pool of investment, tax, and financial knowledge, along with secure personal data, to provide insightful recommendations tailored to each individual.
In terms of risk management, Evergreen Wealth adheres to proven investment principles developed by Nobel laureates, aimed at achieving a well-diversified portfolio that enhances risk-adjusted returns. And the Dynamic Portfolio approach personalizes investment strategies to cater to each client’s unique needs and preferences, optimizing for tax benefits and potentially leading to substantial long-term savings.
Plus, clients have 24/7 access to their Evergreen Wealth portfolios and any external assets through the firm’s desktop and mobile apps. This continuous access allows clients to receive proactive insights and immediate responses to their financial inquiries. Recognizing the importance of privacy and security, Evergreen Wealth implements biometric security measures on all client accounts, supported by advanced security protocols that are consistently monitored and regularly audited. This commitment ensures that clients’ personal data remains secure at all times.
As the U.S. wealth management market holds over $144.6 trillion in assets, with projections indicating that $124 trillion will transfer between generations by 2048, many in the industry still depend on outdated technologies. Bill Harris notes that younger, affluent investors are looking for more than traditional products and quarterly meetings—they seek sophisticated tax and investment services tailored to their schedules. Evergreen Wealth is designed with this new generation of investors in mind.
Registered with the Securities and Exchange Commission (SEC), Harris is also the author of the “Investment Tax Guide: How to Slash Your Taxes.” He leads a strong team of over 50 professionals who boast extensive experience in wealth management and fintech innovation.
Based in Miami, Evergreen Wealth has expanded its operations to the greater Dallas-Fort Worth metroplex, with a sales team based in Plano and led by Andrew Leneve, who has more than 15 years of experience in driving growth at Fisher Investments. As Evergreen Wealth continues to scale, the firm plans to increase its workforce by hiring an additional 20 to 40 professionals in the Dallas-Fort Worth area over the next two to three years.
KEY QUOTES:
“We combine human expertise with AI analytics to create a new model for financial advice. It’s the best of both worlds – experienced advisors plus advanced technology.”
Evergreen Wealth founder and CEO Bill Harris, who was previously CEO of PayPal, CEO of Intuit, and founding CEO of Personal Capital, a wealth management firm he started and grew to $23 billion in assets
“We’re proud to bring our next-generation wealth platform to the Dallas metroplex, where ambition meets opportunity, and high-income professionals deserve a smarter, more personalized approach to growing their wealth. At the same time, Dallas is home to top-tier advisory talent, and we look forward to empowering high-caliber advisors in the region to change the way clients are counseled and portfolios are built.”
Andrew Leneve, Head of Sales, Evergreen Wealth
