Finastra has launched Finastra Supply Chain Finance, a new platform designed to help banks scale working capital programs, bring new products to market faster, and connect trade finance, lending, and supply chain finance through a unified technology environment. The company announced the platform at Sibos 2026.
The solution integrates with Finastra’s Trade Innovation and Loan IQ platforms through the company’s Nexus API suite, enabling financial institutions to connect supply chain finance capabilities with existing trade and commercial lending infrastructure.
Finastra Supply Chain Finance supports the full lifecycle of buyer and supplier programs, including acquisition, onboarding, fulfillment, servicing, risk management, and secondary market distribution.
The platform also provides straight-through processing and connections to enterprise resource planning systems and trade ecosystem partners. Finastra said these capabilities are designed to help banks reduce manual processes while creating a stronger data foundation for credit decisions, portfolio management, and risk oversight.
The platform has been built on a cloud-native architecture and can be deployed through multiple models, ranging from on-premise installations to software-as-a-service environments.
Finastra said the flexibility allows banks to modernize supply chain finance operations while working within their existing technology and regulatory requirements.
One of the platform’s major objectives is to reduce the time banks need to introduce new working capital products.
Pre-built connectivity to corporate systems, external ecosystem partners, Trade Innovation, and Loan IQ can allow institutions to use existing integrations rather than building separate technology infrastructure for every new product.
The platform also provides a broader view of working capital relationships by bringing together limits, exposures, and transaction data across trade finance, letters of credit, guarantees, loans, and supply chain finance.
Finastra said this unified approach can help banks manage customers and credit exposures across products rather than operating each working capital service through isolated systems.
Another major component is native secondary market distribution.
Banks can use the platform to distribute assets while automating functions such as pricing, limit management, and reconciliation. This capability is intended to make it easier for institutions to manage balance sheet capacity and distribute risk associated with working capital programs.
Risk management tools are also embedded directly into the platform’s operational workflows.
These include AI-enabled fraud detection, compliance screening, and eligibility monitoring, allowing institutions to apply additional controls while processing supply chain finance transactions.
Finastra said the architecture is designed to support thousands of counterparties and millions of invoices through straight-through processing, real-time servicing, and high-performance infrastructure.
The initial release focuses on payables and receivables finance, but Finastra plans to broaden the platform over time.
Future releases are expected to add purchase order financing, pre-shipment and post-shipment financing, inventory finance, distributor finance, and additional working capital products.
The launch represents another step in Finastra’s ongoing investment in its Trade Innovation and Loan IQ platforms.
Trade Innovation is the company’s digital trade finance platform for automating trade workflows, managing risk, and improving working capital efficiency. Finastra is evolving the product toward a modular, cloud-ready, and API-first architecture designed to integrate with additional trade, lending, and corporate banking applications.
By linking Supply Chain Finance with Trade Innovation and Loan IQ, Finastra is working toward a broader connected working capital ecosystem where banks can manage trade products, loans, supply chain finance programs, and associated risk through a more unified framework.
Finastra serves more than 8,000 customers across more than 130 countries, including 45 of the world’s 50 largest banks, according to the company.
The company’s strategy reflects growing demand from banks for technology that can support more corporate buyers and suppliers while reducing operational costs and speeding up how quickly institutions can introduce new services.
As banks look for additional fee and financing revenue from working capital services, Finastra is positioning Supply Chain Finance as an extension of its established trade and lending infrastructure rather than a standalone application.
KEY QUOTES:
“Banks are looking for ways to bring new working capital solutions to market faster to capture new revenue streams delivered through STP journeys, and lower costs, while addressing operational risks and regulatory complexity.”
Vinay Mendonca, Head Of Product, Trade Supply Chain Finance And Corporate Channels At Finastra
“By combining new supply chain finance capabilities with Trade Innovation and Loan IQ, we’re enabling banks to take a more connected approach to working capital.”
Vinay Mendonca, Head Of Product, Trade Supply Chain Finance And Corporate Channels At Finastra
“This launch marks an important milestone in the evolution of our Trade Innovation platform as we look to bring more API, AI and cloud-led innovation to the market, leveraging our deep expertise in the trade domain, to help institutions innovate and grow.”
Vinay Mendonca, Head Of Product, Trade Supply Chain Finance And Corporate Channels At Finastra
