GoDutch has raised a €3.6 million seed round to accelerate the growth of its Amsterdam-based business banking and finance automation platform for small and midsize companies across Europe. Luxembourg Finance House led the funding with participation from Quantum Leap Capital.
The company said it now serves 12,500 active business users, has processed more than €1.5 billion in payments, and is averaging roughly 40% month-over-month growth. GoDutch positions itself as an “all-in-one business account” designed for companies rather than freelancers, aiming to reduce the administrative burden associated with banking, invoicing, and back-office finance workflows.
GoDutch’s platform combines a business account with tools such as invoice automation, accounts payable and receivable workflows, spend management, and payment acceptance, supported by an AI layer that automates routine tasks. The company and van Oost said the product can replace multiple standalone finance tools and reduce administrative time by up to 70% for Dutch SMEs. This segment often struggles with fragmented systems and slow banking processes.
As part of its next growth phase, GoDutch is preparing to expand beyond the Netherlands, starting with Belgium. Van Oost said Belgian IBANs are expected to launch this month, marking the company’s first rollout of foreign IBANs and the start of broader European expansion.
The new seed capital will be used to accelerate product development and expand into additional markets. Van Oost said GoDutch plans to invest further in AI automation and broaden its product suite, including potential offerings such as payroll, lending, and business savings.
GoDutch framed the round as a step toward simplifying business finance and reducing the “chaos of business admin,” emphasizing a strategy focused on automation, workflow consolidation, and customer support.

