IperMoney, a Milan-based digital banking platform for businesses, announced that it has closed a seed funding round. The round included strategic participation from 3M Stp, an accounting and corporate advisory firm with deep expertise in Italy–China business relations.
The company said the funding will be used to strengthen its position in the European market, accelerate development of its product roadmap, and support global expansion ahead of a planned Series A round.
IperMoney is building a business banking ecosystem designed to simplify corporate financial management and cross-border transactions. The platform uses stablecoin-based technology to enable near-instant international transfers, aiming to address inefficiencies associated with traditional banking infrastructure.
The company provides a range of services including multi-IBAN business accounts, corporate cards with high spending limits and advanced expense management capabilities, and integrations with Italian tax systems such as e-invoicing, F24 payments, and PagoPA.
IperMoney is registered as an Electronic Money Agent with the National Bank of Belgium and operates in compliance with international security and regulatory standards including PCI DSS and CREST certifications.
Through its partnership with 3M Stp, the company said it is positioning itself as a bridge for cross-border transactions between Europe and Asia. The collaboration is expected to help IperMoney support high-growth global accounts and expand its presence in Asian markets.
The company said its long-term strategy is to build a highly competitive platform capable of challenging established global fintech providers while delivering cost-efficient international payment services to businesses.
KEY QUOTES
“Our goal is to give companies a tool that is not only powerful and highly innovative, but also significantly more cost-effective than competing solutions… We have developed cutting-edge technology that allows us to deliver unique solutions in the market today—combining the efficiency of stablecoins with the highest level of regulatory compliance.”
IperMoney (Company Statement)
