Jiko, a banking and liquidity platform fully built on U.S. Treasury bills (T-bills), announced new strategic investments from Coinbase and Blockstream Capital Partners, alongside key partnerships with major industry players, including Crypto.com, Bitso, and Blockstream. The partnerships further establish Jiko as a preferred infrastructure provider for institutions seeking secure, yield-generating, and always-on financial solutions rooted in U.S. government-backed assets.
The investments mark a pivotal step in Jiko’s mission to bridge the divide between traditional finance and the digital asset economy. The company’s model reimagines how institutions store, move, and settle money by replacing deposits with direct investments in U.S. T-bills—providing safety, liquidity, and real-time access to funds.
Jiko’s newly launched JikoNet, a 24/7 fiat-settlement network, allows institutions to transact securely in U.S. dollars around the clock. This capability has drawn interest from some of the most prominent players in crypto and fintech, as it resolves long-standing friction between digital markets’ millisecond speed and the legacy banking system’s slow, multi-day processing times.
The company’s national bank charter allows corporate cash to be invested automatically in T-bills on behalf of customers, ensuring stability and scalability. By offering banking-grade compliance with real-time transaction capability, Jiko has emerged as a crucial partner for digital asset institutions that need secure, programmatically integrated financial rails.
As part of its strategic growth, Jiko has also expanded its leadership team with the addition of Breanne Madigan, a veteran of Goldman Sachs, Ripple, and DCG (Tradeblock), as Managing Director and Head of Digital Assets. Her appointment reflects Jiko’s growing role at the intersection of traditional financial infrastructure and blockchain-powered liquidity systems.
KEY QUOTES:
“The crypto world moves in milliseconds. The fiat world takes days. That mismatch creates friction and risk, breaking the promise of programmable money. Today’s digital economy needs banking rails built for digital markets. We’re proud that Coinbase, Blockstream Capital Partners, Bitso, and Crypto.com have chosen Jiko as a strategic partner.”
Stephane Lintner, Co-Founder and Chief Executive Officer, Jiko
“Bringing U.S. T-bill access onto an always-on platform is an important step in how markets evolve. Jiko’s approach and technology are a good fit with the pace at which we’re building, and we’re pleased to support Coinbase’s investment in Jiko through the JikoNet platform.”
Roger Bartlett, Vice President, Institutional, Coinbase
“Our mission at Bitso is to provide millions across Latin America with faster, safer, and more accessible financial services. Jiko’s U.S. T-bill-backed rails bring a level of safety and efficiency that elevates how we serve our customers every day. From onboarding to ongoing settlement, Jiko’s technology and responsiveness have exceeded expectations, and we’re excited to deepen this collaboration.”
Imran Ahmad, General Manager, Bitso Business
“Partnering with Jiko helps strengthen our infrastructure, thanks to its security, liquidity, and 24/7 availability. Their unique model allows for yield generation while minimizing counterparty risk. At Crypto.com, we’re focused on building a more resilient digital economy, and Jiko’s unique approach aligns with our vision.”
Joe Anzures, General Manager, Americas and EVP of Payments, Crypto.com
“Jiko bridges the gap between tradition and innovation, offering institutions a safe, compliant, yield-generating, always-on platform, built for scale. I’m excited to join a nimble institution powered at its core by an exceptional team of developers. This agility is a key differentiator versus traditional banks, which often struggle to innovate at speed due to legacy infrastructure challenges.”
Breanne Madigan, Managing Director, Head of Digital Assets, Jiko
