Kapitale, a rapidly growing direct funder serving small businesses across the United States, announced that it has secured a $25 million credit facility with a fund managed by Pier Asset Management. This financing expands Kapitale’s total funding capacity to more than $50 million, supporting the rising demand for fast-working capital solutions at a time when many small business owners are experiencing tighter access to traditional bank lending.
The company provides same-day access to capital ranging from $5,000 to $100,000, with no collateral requirements and support available in English, Spanish, and Portuguese. Kapitale has established its market position through proprietary underwriting technology, risk-focused operations, and a deep understanding of the pressures faced by small business owners across industries.
With the newly secured facility, Kapitale intends to expand its national footprint, strengthen partnerships, invest in its underwriting systems, and continue building the foundation for future securitization and institutional financing growth. The company stated that this milestone reinforces its ability to help small businesses scale their operations, sustain cash flow, and navigate ongoing credit market constraints.
The agreement also signals growing institutional recognition of the role alternative lenders are playing as conventional banking channels become less accessible. Kapitale’s approach emphasizes transparency, speed, and accessibility for entrepreneurs who require working capital to maintain growth and stability.
KEY QUOTES:
“Small businesses are the backbone of the American economy — and yet, in today’s credit environment, many are being left behind by traditional financial institutions. This facility allows us to continue expanding our reach and impact, ensuring business owners across the country can access the capital they need — quickly, transparently, and without unnecessary friction.”
Matheus Freire, Founder and CEO of Kapitale
“We are pleased to support Kapitale as they continue scaling their platform. Kapitale has built an impressive operation rooted in strong underwriting and responsible growth. We believe their technology-driven approach and focus on underserved business owners make them a valuable partner in the private credit ecosystem.”
Cassandra Doeng, Deal Lead at Pier Asset Management
“Couldn’t be more excited to partner with Pier to take Kapitale to the next level. With this new capital we can create escape velocity to make a massive impact to small businesses. Very proud of our CEO Matheus Freire.”
Sam Mahmood
