Kea has recently raised an additional €6 million, bringing its post-money valuation to €40 million and reinforcing its position as a rising force in crypto-integrated financial infrastructure. This latest round was led by a Switzerland-based private investor known for early bets on transformative fintech and blockchain ventures.
The round builds on Kea’s initial €2.5 million seed funding led by Mark Carnegie in 2023, with both investors continuing to offer hands-on guidance as the company accelerates its growth trajectory.
Kea is redefining what banking can look like for underbanked and digitally native markets. Its platform offers seamless access to crypto, stablecoins, foreign exchange, SEPA, SWIFT, and IBAN accounts—all unified under a single KYB onboarding process.
This approach simplifies compliance and integration for businesses operating across borders and currencies. At the core of Kea’s offering is a proprietary Core Banking System launched in early 2024, paired with a Payment Intelligence Layer that enables rapid integration with global providers.
But Kea’s differentiation isn’t just technical—it’s cultural. The company is built on a philosophy that prioritizes human connection, replacing the impersonal nature of legacy banking with empathetic communication, responsive support, and a client-first mindset. This blend of advanced technology and thoughtful service is helping Kea stand out in a crowded fintech landscape.
One of Kea’s most impactful innovations is its crypto processing solution, launched just six months ago. Clients adopting crypto rails have seen revenue growth of 20 to 30 percent, while high-volume transactions benefit from over 80 percent savings on commission fees. The platform supports seamless crypto-to-fiat off-ramping directly into corporate accounts, and its unified KYB process eliminates the need for repeated verification across banking and crypto services. With stablecoins built into the system, businesses can send and settle cross-border transactions in seconds, with minimal volatility.
How the funding will be used: With the new financing, Kea is preparing for its next phase of expansion. The capital will be used to accelerate licensing applications in the UK, UAE, and across the EU, including the pursuit of EMI status. It will also support the rollout of enhanced crypto-processing features, the deployment of Kea’s fintech mega-app for greater scalability, and the integration of new payment rails to extend global corridors. Plus, Kea plans to develop stablecoin infrastructure tailored to the specific needs of its clients, further strengthening its position as a go-to platform for modern financial operations.
KEY QUOTE:
“Kea is not just building better banking experience— it’s building access, trust, and relevance in a world where millions are still left out. I’ve backed the company before, and I’m proud to continue supporting a team that understands regulation, technology equally well. That’s a rare combination — and it shows.”
“Our clients aren’t numbers — they’re founders and operators we empower with tailored support and frictionless services.”
Mark Carnegie
