Kikin Financial, a UK-based fintech lending platform focused on small and medium-sized enterprises, announced it has secured initial funding through Percent’s private credit platform, with capacity to access up to $20 million as it scales its UK business.
The company said the facility will be used to provide flexible growth credit to UK consumer businesses, as Kikin expands its support for purpose-led brands. Kikin said its AI-enabled lending platform is designed to help SMEs access capital on transparent terms and scale faster.
Kikin said the new funding will allow it to continue backing brands including Tallow & Ash, Manors Golf, The Nue Co, Citizens of Soil and Nice Drinks, with additional businesses expected to be added in 2026.
The company also tied the expanded lending capacity to its impact goals, saying its current portfolio efforts are generating more than 110,000 kilograms of CO2 offset annually, with that figure expected to grow as it deploys additional capital.
Percent, founded in 2018, operates a technology platform for sourcing, structuring and syndicating private debt, aiming to bring greater efficiency to private credit markets.
KEY QUOTES:
“SMEs are the heartbeat of the UK economy, and many of the most ambitious, purpose-driven brands still face barriers when it comes to accessing growth capital. With the support of Percent, we’re able to back entrepreneurs who are reshaping industries and building the brands of tomorrow.”
Rob Forshaw, Chair, Kikin
“We’re delighted to support Kikin in its mission to make growth capital more accessible for UK SMEs. Our partnership reflects Percent’s commitment to providing innovative credit solutions that fuel real economic impact. Together, we are enabling purpose-led businesses to thrive and grow.”
Bina Shetty, Head of Originations, Percent
