LiquidTrust, a fintech company pioneering secure payment solutions purpose-built for small and medium-sized businesses, announced the completion of a $4 million seed funding round, led by Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures, after participation in WMNfintech by BMO and 1871.
The company also revealed the launch of Micro Escrow Pay (patent pending), the first instant escrow payment solution engineered specifically for small and midsize businesses (SMBs). This solution embeds trust directly into payment flows and allows SMBs, their vendors, and customers to transact securely without worry of fraud, nonpayment, or counterparty uncertainty. The company offers Micro Escrow Pay through banking partners and directly to SMBs.
In the traditional payment ecosystem, direct payment methods can often force businesses to take on additional risk, either paying upfront with no guarantees or delivering goods and services without assured payment. And cross-border transactions can add further challenges, leaving SMBs with limited recourse.
By embedding escrow directly into the global payment flow, LiquidTrust could help protect both payors and payees in real time without requiring separate contracts, third-party holding accounts, or costly legal structures.
LiquidTrust is working with several financial and technology firms to support its expanding infrastructure. And building a scalable Micro Escrow Pay solution demands comprehensive treasury management, flexible payment APIs, and expansive foreign exchange capabilities. LiquidTrust has selected J.P. Morgan as its primary operating bank to deliver our product and is leveraging their award-winning embedded finance platform. By utilizing J.P. Morgan Payment’s treasury and embedded finance solutions, LiquidTrust enables SMBs to seamlessly and securely make escrow-backed payments across the globe for the first time.
KEY QUOTES:
“SMBs are the backbone of the global economy, driving $14 trillion in B2B payments annually. Yet two-thirds of this volume remains unprotected because existing solutions—like letters of credit or traditional escrow—are too costly or complex for small businesses. We’ve built a streamlined, bank-enabled solution that reduces payment risk at the source. With Micro Escrow Pay, SMBs no longer have to choose between trust and growth.”
“Trust risk isn’t just a financial problem—it’s a growth killer. By making escrow as smooth as credit card payments, we empower SMBs to expand their supplier and customer networks globally and reduce fear of nonpayment or fraud.”
– Saujin Yi, Founder and CEO of LiquidTrust
