Mine, formerly known as Fizz, raised a $14 million Series A to support the launch of MoneyGPT, an AI-powered personal finance agent designed to help young adults feel more in control of their money as they navigate variable income, debt, and shifting financial goals. The round was led by 359 Capital, with participation from Kleiner Perkins and new investor FJ Labs, as well as existing backers Y Combinator and U.S. News & World Report. The financing brings Mine’s total capital raised to $28 million.
The company said the rebrand to Mine reflects a broader shift from an initial credit-building product into a more comprehensive personal finance platform focused on making money “feel personal again” for young Americans. Alongside the new name, Mine is positioning MoneyGPT as a personalized agent built on the company’s proprietary data models, designed to learn user habits, understand goals, and deliver instant, practical guidance across saving, spending, and longer-term planning.
Mine framed the product as a response to what it described as an outdated financial system for younger consumers, pointing to the prevalence of financial stress among students and young adults and arguing that legacy tools do not reflect modern realities such as gig work, variable cash flow, and competing near-term and long-term priorities. The company also cited early user outcomes it said demonstrate impact, including reported improvements in financial confidence and feelings of independence after using the platform.
In addition to MoneyGPT, Mine highlighted its Mine Card, described as a credit-building card that provides real-time visibility into safe-to-spend amounts and rewards, as well as account aggregation and tracking across banks, cards, brokerages, retirement accounts, credit history, and student loans.
KEY QUOTES
“Your finances should feel like they’re in your hands — not hanging over your head. The new name represents our commitment to helping young adults truly own their financial lives and build a foundation for their futures.”
Scott Smith, Co-founder of Mine
“Money shouldn’t be a mystery. Our goal is to give young adults the clarity and confidence to make smarter choices every day. This funding helps us scale a platform that not only educates, but empowers.”
Carlo Kobe, Co-founder of Mine
“We’re thrilled to lead Mine’s Series A. The team has built something truly differentiated—a platform that meets young adults where they are and gives them the tools to build real wealth. Mine’s rapid growth and the overwhelming demand we’re seeing from this demographic make it clear they’re solving a real need, and the addition of AI-powered personalized guidance measurably improves our ability to raise financial literacy.”
David Hartwig, Partner, 359 Capital
