Navi Limited has secured a proposed $100 million investment from Prosus, marking the Indian digital financial services company’s first institutional capital raise.
The transaction remains subject to customary closing conditions and applicable regulatory approvals, including clearance from the Competition Commission of India.
The investment represents a significant milestone for Navi as it continues building a technology-driven financial services platform spanning payments, lending, insurance and investments.
Prosus said the transaction aligns with its long-standing strategy of backing major technology platforms in India and reflects its confidence in Navi’s business model, execution capabilities and long-term growth potential.
Navi was founded by Sachin Bansal and has developed an integrated financial services offering built around a digital-first customer experience.
The platform provides access to loans, insurance, mutual funds and Unified Payments Interface services, either directly or through partners.
The company has reported strong operating momentum across several of those businesses.
During fiscal 2026, Navi UPI maintained its position as India’s fourth-largest UPI application while continuing to rank among the country’s faster-growing payments platforms.
Navi Finserv also continued expanding its lending operations, with assets under management surpassing ₹130 billion.
The company’s improving unit economics and increasing operating leverage contributed to Navi reaching consolidated profitability during the fourth quarter of fiscal 2026.
For Prosus, the investment provides exposure to a financial technology company with multiple business lines and a large consumer base.
Prosus highlighted Navi’s technology-first model, customer engagement and ability to execute despite a challenging macroeconomic environment as important factors behind the proposed investment.
The transaction also reconnects Bansal with an investor group he has known for more than a decade through Naspers and Prosus.
Navi sees Prosus as more than a source of capital, citing the investor’s experience scaling global technology companies and its long-term approach to company building.
The investment could provide Navi with additional financial resources as it expands its product portfolio, grows its lending business and strengthens its position in India’s increasingly competitive digital payments ecosystem.
Navi is headquartered in Bengaluru and has built its strategy around simplifying access to financial products through an integrated digital experience.
The company serves users across multiple stages of their financial lives, combining internally developed technology with consumer data and product design.
Prosus has built a significant technology investment presence in India as part of its broader global portfolio spanning ecommerce, payments, food delivery, classifieds, travel, mobility and other digital services.
Through Prosus Ventures, the company also invests across AI, ecommerce infrastructure, digital workforces and frontier technology categories.
Completion of the Navi financing remains dependent on obtaining the required regulatory approvals.
KEY QUOTES:
“We are excited about our partnership with Navi, a business that is demonstrating all the qualities we look for while investing, a large base of loyal users, a platform play with multiple lines of businesses, a technology-first approach to problem-solving and a relentless focus on delivering a superior consumer experience. We believe the team has executed extremely well in the last 12 months despite a tough macro environment, which makes the company well-positioned to capture significant opportunities in the sector in the times to come.”
“In Sachin, we see a founder who shares our philosophy of patient company-building, building better products, and creating meaningful long-term value at scale. We look forward to supporting Sachin and Navi’s long-term growth following completion of the transaction, subject to the required regulatory approvals.”
Ashutosh Sharma, Head Of Prosus India Investments And M&A
“Prosus is one of the world’s most respected investors, with an exceptional track record of backing category-defining technology companies over the long term. My association with Naspers and the Prosus Group dates back more than a decade, making this partnership particularly meaningful. Their investment is a strong endorsement of the institution we’re building at Navi.”
“Beyond the capital, we value Prosus’s global perspective, long-term orientation and experience in scaling technology businesses, and look forward to partnering with them as we continue our growth journey.”
Sachin Bansal, Founder And Executive Chairman Of Navi Group
