PBG.io is a pioneer in the field of decentralized finance (DeFi), which has created a transformative technology in asset management: Decentralized Vault Portfolios (DVPs). And through blockchain technology, DVPs enable non-custodial asset management, offering numerous unique advantages that are changing the way investors manage their digital assets. Pulse 2.0 interviewed PBG.io CEO Pablo Antonio Bejarano to learn more about the company.
Pablo Antonio Bejarano’s Background
What is Pablo Antonio Bejarano’s background? Bejarano said:
“I’ve always enjoyed and been good at mathematics. I studied actuarial science at one of the top business universities in Mexico and have always been fascinated by financial markets. I started over 20 years ago as a typical trader in the FX and CFDs-derivatives markets, and from there, I got more involved in the industry, moving through Capital Markets, Commodities, Futures, Options, and Bonds. I’ve always considered myself a technology enthusiast and have kept up with the latest advancements, which eventually led me to dive into the WEB3 industry.”
Formation Of PBG.io
How did the idea for the company come together? Bejarano shared:
“The idea arose from our own needs for our investment fund. We wanted to create a highly efficient, scalable, global, easily accessible, secure, and transparent vehicle.”
Favorite Memory
What has been Bejarano’s favorite memory working for the company so far? Bejarano reflected:
“When Cardano Foundation contacted me to offer their support and introduced me to Christian, who became our CTO.”
Core Products
What are the company’s core products and features? Bejarano explained:
“Our main product is Decentralized Vault Portfolios (DVPs). This advanced financial technology allows for non-custodial asset management without intermediaries, easy access and interaction, and instant liquidity, among many other advantages and features.
How Do DVPs Work?
DVPs aggregate assets from multiple users into a smart contract on the blockchain. These smart contracts have been created on Cardano, the most decentralized blockchain and one of the most secure in the Web3 industry. These contracts are programmed to execute various financial strategies such as liquidity provision and automated trading in a secure and efficient manner. Through DVPs, users can deposit their assets into these vaults and receive a proportional share of the profits generated by the portfolio, without the need for intermediaries.
One of the main advantages of DVPs is that, being based on the blockchain, they inherit unique qualities such as unparalleled security, decentralization, instant liquidity, radical transparency, and easy global access. Additionally, they comply with anti-money laundering and counter-terrorism policies, ensuring a sustainable environment within the international regulatory framework and generating trust among authorities and users.”
Challenges Faced
What challenges have Bejarano and the team face in building the company? Bejarano acknowledged:
“With new technology, you encounter various unforeseen issues daily. The international regulatory framework has also been and continues to be a constant challenge, as regulation tends to hinder all kinds of innovation, especially when their salaries depend on not understanding and maintaining the status quo. There’s also the ongoing challenge of market dynamics and the often misinformed public opinion.”
Evolution Of PBG’s Technology
How has the company’s technology evolved since launching? Bejarano noted:
“It started as a solution exclusively for us, but now we’ve decided to make it work for many other funds with the same need. Additionally, the technology is now much more efficient and scalable.”
Significant Milestones
What have been some of the company’s most significant milestones? Bejarano cited:
“Undoubtedly, the most important milestone is the one we’re about to achieve: the launch of the first DVP, the PBG token. Reaching this point has been the result of countless obstacles overcome and is a testament to the crucial role of consistency, discipline, and determination in developing a project of this magnitude.”
Total Addressable Market
What total addressable market (TAM) size is the company pursuing? Bejarano assessed:
“The consensus among leaders in the traditional financial industry is that there will be around $10 trillion in tokenized real world assets (RWA) by 2030. Of this, at least, and very conservatively, 5% will transact on Cardano, our native and infrastructure blockchain, where we will be positioned to meet the needs of the asset management sub-industry, which we estimate will be at least around $50 billion.”
Differentiation From The Competition
What differentiates the company from its competition? Bejarano affirmed:
“We do not have direct competition at the moment, but we undoubtedly stand out due to our technology compared to projects that could be identified as competitors.”
Future Company Goals
What are some of the company’s future goals? Bejarano concluded:
“To integrate major players from the traditional financial industry.”
