ProCap Financial announced plans to become what it calls the first publicly traded agentic finance firm, seeking to harness artificial intelligence to deliver products and services that help independent investors build wealth. The Nasdaq-listed company, which trades under the symbol BRR, paired that positioning with an announcement that it has entered into a definitive merger agreement to acquire CFO Silvia, an AI agent lab focused exclusively on finance.
In its announcement, ProCap framed artificial intelligence as a disruptive force that could reshape the U.S. economy and employment landscape, and argued that the best response is to deploy AI to expand access to financial tools and decision support for individual investors. The company said its strategy is to build accurate, valuable AI models and agents for financial use cases, and that a workforce of AI agents can enable it to operate with far fewer human employees than a traditional financial services organization while still delivering differentiated capabilities.
The acquisition of CFO Silvia is intended to serve as the core platform for that approach. ProCap described Silvia as a fast-growing consumer product that is free for users and already fields queries from what it characterized as wealthy, digital native investors. ProCap said Silvia has amassed more than $30 billion in assets on the platform since its public launch in May 2025, and that the average user has a net worth exceeding $2.5 million and has connected more than 12 accounts. The company also reported that 94% of users interact with Silvia’s AI features, underscoring what ProCap described as strong engagement with agent-driven financial analysis.
ProCap positioned the combination as a way to bring an agentic finance platform into public markets at a time when many AI companies remain privately held. The company said it wants to give public shareholders exposure to an AI platform built for finance, while also giving retail users direct access to technology designed to help them generate returns. ProCap also linked the strategy to its bitcoin orientation, describing itself as operating at the intersection of AI and bitcoin and noting that it holds 5,007 bitcoin on its balance sheet as part of its long-term capital allocation strategy.
The transaction is structured as an all-stock deal with performance-based features that ProCap said are designed to align incentives with public shareholders. Under the terms described, the company will acquire Silvia subject to customary closing conditions, including approval by ProCap shareholders. ProCap said 50% of the equity consideration will be subject to a lockup until the company’s stock price reaches $9.00, and the remaining 50% of the equity consideration will be forfeited if the stock price does not cross $9.00 per share in the first five years. The shareholder vote is expected by the end of the first quarter of 2026, and if approved, ProCap said it expects the transaction to close shortly thereafter.
ProCap also outlined leadership plans tied to the deal. Following completion, Silvia co-founder Shain Noor is expected to become ProCap’s chief technology officer, with responsibility for growing the Silvia product and overseeing technology products across the company.
Alongside the acquisition announcement, ProCap provided an updated balance sheet snapshot, reporting 5,007 bitcoins, $72 million in cash, and $100 million outstanding under its convertible note offering, following a reduction tied to a repurchase settlement.
ProCap described its broader mission as helping independent investors generate returns and said it has raised more than $750 million since its founding in 2025. Silvia, for its part, is positioned as an AI agent lab that enables users to connect a wide range of assets to a single platform, spanning public and private investments and alternative holdings. ProCap said Silvia’s agents analyze and track portfolios, provide personalized insights, run scenario planning, and analyze documents in real time.
KEY QUOTES
“The most powerful agentic AI companies are being built behind closed doors in private markets, accessible to only a small group of insiders, leaving public investors on the sidelines,” said Anthony Pompliano, Chairman and CEO of ProCap Financial. “We are excited to change that by bringing an agentic AI platform into the public markets through this transaction, while at the same time giving independent investors direct access to technology designed to help them make money. Our goal is simple: deliver superhuman intelligence to everyday investors so they can make money.”
“Everyone is underestimating how destructive AI will be. At ProCap Financial, we are laser-focused on winning the arms race against the machines. We must act now to help many more people build wealth before this technology inflicts economic pain and destruction. This is one of the most critical challenges of our time.”
Anthony Pompliano, Chairman And CEO, ProCap Financial
