Ralio announced it has raised $2.5 million in a pre-seed funding round, marking what the company describes as the largest agentic payments round in Europe to date. The round was led by Sure Valley Ventures, with participation from SEED X Liechtenstein, Love Ventures, Plug and Play Tech Center, rule30, Adeline Arts and Science, Endurance Ventures, Campus Fund, fintech investor Alan Morgan, and continued backing from Antler.
The financing was reportedly three times oversubscribed within three months of the company’s founding.
Ralio is focused on building infrastructure for AI-driven payments, addressing a growing gap as autonomous software agents increasingly handle financial operations such as procurement, payroll, and treasury management. The company argues that existing payment systems are not designed for AI agents, lacking mechanisms for verified intent, enforceable limits, and auditability.
Its platform introduces identity, guardrails, and audit tools designed to ensure that transactions initiated by AI agents are secure, compliant, and traceable across accounts, cards, and stablecoins. By embedding these controls directly into payment workflows, Ralio aims to enable safe and scalable adoption of agent-driven financial operations.
The company is positioning itself at the intersection of artificial intelligence and fintech, where the rise of autonomous agents is creating new infrastructure requirements for how money moves within and between organizations.
The funding will support continued product development and ecosystem expansion as Ralio works with agent builders and payment providers to establish a new standard for AI-native financial transactions.
