Relcu, a Unified CRM and AI agent co-pilot designed for financial services, has announced a new funding round with support from Menlo Ventures, Detroit Venture Partners, Clocktower Ventures, MUFG Innovation Partners, Commerce Ventures, and Valley Ventures.
Many banks and lenders currently operate on fragmented systems—outdated CRMs, loan origination platforms, marketing tools, and spreadsheets that store data but fail to leverage it effectively. This fragmentation leads to missed business opportunities and weakened customer relationships. Relcu directly tackles these challenges by unifying customer data and integrating intelligent AI agents into essential workflows, automating communication, and executing critical revenue-driving processes in real time.
Built with modularity in mind, Relcu easily integrates into existing technology stacks, allowing financial institutions to avoid abandoning systems like Salesforce to benefit from its AI capabilities.
Relcu’s impact is proven: the platform has delivered 5× year-over-year growth in the mortgage sector and powers top mortgage originators such as nbkc bank, Mutual of Omaha Mortgage, Beeline Loans, Academy Bank, and Cardinal Financial. Loan officers using Relcu can manage upwards of 1,200 leads and close more than 70 loans each year, resulting in 30% higher production and 40% lower marketing costs compared to the industry average.
How the funding will be used: With new funding, Relcu will expand its product suite and AI Agent Actions, enhance APIs for custom applications, and branch beyond mortgages into deposits and lending. Relcu sits at the intersection of vertical SaaS for finance, generative AI agents, and customer experience automation—delivering real-time engagement and measurable growth for financial services. The company is actively hiring across engineering, AI/ML, customer success, and go-to-market teams.
KEY QUOTES:
“AI is reshaping financial services, and institutions that compete on outcomes – conversion, retention, cross-sell and growth will lead. Relcu delivers the system of action for financial services, turning every customer interaction into intelligent action and elevating the entire customer experience.”
Abhijat Thakur, Founder and CEO of Relcu
“Most lenders run their businesses on decades old legacy systems, leaving customer data siloed and fractured across disparate platforms. Abhijat and the Relcu team are building a powerful AI-native data platform to agentically hive off dozens of manual processes within banks to increase customer acquisition and retention.”
Croom Beatty, Partner at Menlo Ventures
“With its breadth of integrations and powerful sales automation, Relcu enables mortgage originators and banks to modernize operations, personalize engagement, and drive growth in conversion, retention, and cross-sell.”
Neal Kapur, Partner at Valley Ventures
“Relcu is a perfect example of how AI is driving true capacity expansion and meaningful cost savings inside of at-scale financial institutions today. We’ve seen their solution creates real ROI for originators in weeks vs months and they have one of the rare fintech platforms with applicability across mortgage, deposit and small business.”
Vivek Krishnamurthy, Partner at Commerce Ventures
“Vertical SaaS accelerates AI adoption in banking. Many existing CRMs function primarily as data repositories rather than intelligent workflow tools, failing to provide the user-friendly interfaces and smart automation that today’s banking teams require. Relcu has significant potential to drive meaningful transformation in this space globally.”
Mayank Shiromani, Deputy CIO at MUIP – CVC of MUFG
