Ripple has agreed to acquire Rail, a stablecoin-powered payments platform, for $200 million. This move enhances Ripple’s position in digital asset payment infrastructure by adding Rail’s virtual accounts and automated back-office capabilities.
The combined solution will provide comprehensive, stablecoin payments; asset flexibility; third-party and treasury payment management; premium digital asset liquidity; and simplified integration through an always-on, global network.
Customers can access regulated payment flows backed by over 60 licenses and a multi-bank partner network. Ripple’s strategic focus on M&A remains strong, with the acquisition expected to close in Q4 2025 pending regulatory approval.
KEY QUOTES:
“Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments. Ripple has one of the most widely used digital asset payment networks in the world, and this acquisition underscores our commitment to helping our global customer base to move money wherever and whenever they need.”
Monica Long, Ripple President
“Over the last four years, Rail built the fastest way to settle business payments internationally using stablecoins, and in 2025, Rail is forecasted to process over 10% of the $36B global B2B stablecoin payments. Ripple shares our vision, and together, we’re excited to bring our innovation to the millions of businesses that move money internationally.”
Bhanu Kohli, Rail CEO
