ScribeUp has raised a $13 million Series A to expand its AI-powered embedded recurring-bill platform for banks, credit unions, fintechs, and neobanks. Curql led the financing, with participation from Mucker Capital and Service Ventures. The financing consists of $10 million in equity and a $3 million venture debt facility.
ScribeUp plans to invest in AI-native intelligence and agentic execution, expand its team, and support go-to-market growth as more financial institutions add subscription and recurring-payment controls inside their digital banking experiences.
ScribeUp combines recurring-payment intelligence with banking context such as balances, cash flow, payment timing, and the financial institution’s own products. The platform can identify and track subscriptions and bills and then let users take actions from within the banking experience, including canceling a subscription, updating payment methods, accessing an advance, or refinancing an external loan.
The company works with more than 60 banks, credit unions, fintechs, and neobanks and is pre-integrated with major digital banking platforms. Institutions can deploy the technology through an SDK, iframe, or API rather than building recurring-bill infrastructure internally.
ScribeUp is positioning recurring payments as an important point of engagement between consumers and financial institutions, particularly as AI assistants and personal financial-management tools increasingly use subscription and bill-management problems as an entry point into broader financial relationships.
KEY QUOTES:
“Recurring payments are the most frequent interaction a consumer has with their money and the one consumers understand the least. ScribeUp gives financial institutions the ability to not only surface subscriptions and bills, but to resolve them directly from their banking experience. That’s the difference between a dashboard and a relationship. Institutions that win the recurring layer win a user’s spend and banking primacy. This financing accelerates our ability to put that capability in front of millions more consumers.”
Jordan Mackler, CEO And Co-Founder Of ScribeUp
“Financial institutions are constantly looking for ways to make digital banking more useful, proactive and connected to customers’ everyday lives. We’re excited to support ScribeUp as it addresses that opportunity by bringing AI-powered bill control directly into the banking experience, so institutions can provide this desired functionality, rather than lose this financial relationship to over-the-top consumer apps targeting this gap in today’s banking offering.”
Nick Evens, President And Chief Executive Officer At Curql
“ScribeUp has built strong momentum by solving a clear and growing problem at the intersection of banking, payments and recurring financial activity. The company has demonstrated meaningful demand from financial institutions, and we believe it is well positioned to build on that traction as it enters its next stage of growth.”
Will Hsu, Founding Partner At Mucker Capital
“Our conviction in ScribeUp comes from experiencing the product firsthand and seeing the value it can create for both our members and our credit union. That experience gave us confidence in both the strength of the technology and the broader opportunity to bring more clarity and control to recurring spend, all through the financial partner the consumer already trusts.”
Brian Regan, General Partner At Service Ventures
