SyntheticFi, a fintech platform that helps registered investment advisors access low-cost and tax-efficient financing solutions for clients, announced that it has raised more than $13 million in venture funding and surpassed $2 billion in regulatory assets under management (RAUM).
The company has attracted backing from investors, including Y Combinator, Social Leverage, NextGen VP, a subsidiary of Brown Advisory, and The Compound Capital Fund. Since its founding in 2023, SyntheticFi has focused on bringing institutional financing strategies to a broader segment of the wealth management industry.
SyntheticFi also disclosed that it now works with more than 300 independent advisory firms and supports over 3,000 advisors nationwide, representing approximately threefold growth since the beginning of 2026.
The company said its expansion reflects growing demand among affluent investors for financing alternatives that allow them to access liquidity, manage concentrated stock positions, and fund large purchases without selling assets. Historically, strategies such as box spreads and variable prepaid forwards were primarily available to institutional investors, while liabilities planning remained an underdeveloped area of advisor technology.
SyntheticFi’s platform enables advisors to evaluate and implement portfolio-backed financing strategies that can provide lower borrowing costs, potential tax benefits, and increased flexibility compared with traditional lending options. The company serves a wide range of firms, from emerging registered investment advisors to some of the industry’s largest wealth management organizations.
According to the company, the platform is used for various purposes, including home purchases, refinancing debt, managing concentrated stock positions, and supporting other major financial decisions.
Looking ahead, SyntheticFi plans to expand its platform and broaden its suite of borrowing products.
Founded in 2023, SyntheticFi combines technology, educational resources, and implementation support to help advisors integrate institutional financing and liabilities planning strategies, including box spreads and synthetic variable prepaid forwards, into their wealth management offerings.
KEY QUOTES:
“For a long time, borrowing was treated as a separate conversation from wealth management. That’s starting to change. Advisors are increasingly helping clients think about their entire financial picture. We believe the firms that do this well will create tremendous value for clients over the next decade. In our view, the growth we’ve seen reflects how much demand there is for better tools in this area.”
Tony Yang, CEO and Co-Founder, SyntheticFi
