Warren announced that it has raised €10 million in seed funding to expand its workplace pensions and financial coaching platform. The round was led by the venture arm of Motive Partners, with participation from F Capital and renewed backing from Entourage, Syndicate One, and 100IN.
Warren is a Ghent-based platform focused on workplace pensions and digital financial advice. The company said the funding will accelerate its growth in Belgium and help prepare for a broader European launch.
The company is addressing challenges in Belgium’s pension system, where people are living longer, birth rates are falling, and statutory pensions are increasingly insufficient. Warren said the median supplementary pension reserve among Belgian employees aged 56 to 65 is less than €10,000 today.
Warren obtained an IBP license in June 2025 and operates its own pension fund, Warren Pension Fund OFP. The fund invests through a mixed portfolio that includes an equity ETF and a bond ETF under FSMA supervision.
The company said its model charges no entry or exit fees and no percentage-based fee on assets under management. Employers pay a fixed subscription, and Warren said every cent of return goes to the employee.
Alongside the pension fund, Warren offers a coaching platform that helps employees manage broader financial questions through AI or personal advisers. The Warren app uses data from employer compensation packages, Mypension.be, and bank transactions through PSD2.
Employees can use the platform to understand topics such as long-term illness income, retirement planning, mortgage renegotiation, insurance, loans, and investment planning. Warren also offers video consultations with domain specialists.
Around 100 Belgian companies, including Lighthouse, Yuki, Wintercircus, and Poppy Mobility, have selected Warren for their pension plans. The company said thousands of employees use the app daily.
With the new funding, Warren plans to accelerate platform development, grow across its markets, expand its team, and target 100,000 employees on the platform by 2028. The company also identified the UK as a key strategic market.
KEY QUOTES:
“The vast majority of Belgians save for their retirement in financial products that erode their purchasing power year after year, even though retirement is by definition a long-term horizon. This is an enormous social problem whose severity remains chronically underestimated. It’s not just about our pension. It’s about our prosperity, today and for future generations.”
Cedric De Vleeschauwer, Co-Founder and CEO of Warren
“Finance and HR teams are hearing the same question more and more: where does this money actually go, and what do I really get back? Traditional pension products are still too often a black box. The money leaves, but it generates neither a better financial outcome for the employee nor a stronger employer brand. Employers understand the urgency now, and they’re not waiting around. With this capital, we want to fundamentally reinvent the Belgian pension system. We’re targeting 100,000 employees on the platform by 2028, after which we’ll push into one or two larger European markets. That’s why we’re looking for around thirty additional hires, on top of the 25 already in place. We’re building a workplace pension platform that genuinely delivers returns, for every company in Belgium and beyond. Building the financially fearless generation.”
David Du Pré, Co-Founder and CCO of Warren
